Diversify Into Cash Flow 

Tony Kereluke • September 2, 2024

Diversifying into Hard Assets & Small Business Cash Flow has never been more important that now

Lots to talk about at Top Shelf Franchising this week. As we recorded a record number of buyers in one week with 71 inquiries of people looking for a business in Canada. It appears that many are looking to diversify their holdings into cash flow and businesses/franchises as the year progresses further.

Why are all these Canadian buyers looking to come in and invest into a business & franchise now say versus a year ago?

A strong case could be is that the world fiat paper currencies globally are potentially heading for a challenging time ahead. Central banks all over the world purchased a record number of physical gold holdings in the past year and one should wonder why? (Public Knowledge) Don't bankers and central banks know a lot about what is coming and what to do? Then we should follow you would tend to think.

A great deal of smart money knows that one should diversify away from currency holdings and financial instruments, in addition to paper assets and stocks. Just ask Warren Buffet who has been selling millions and millions of his stocks off lately and is front running of what potentially is coming. Jeff Bezos and many billionaires are off setting their stock positions and liquidating & selling and diversifying into other assets. The warning signs are there but many are not paying attention. The smart money is front running things, and I talk to a lot of smart money people daily.

Physical hard assets are growing in demand as gold and silver are running hot with strong increases as supply decreases and demand picks up globally. In addition to commodities are gaining strong returns as of late. While I am not a financial advisor and do not give out financial advice. However you may want to look at other alternatives from what you are used too. It's a different market and world out there today.

Small businesses & franchises that produce cash flow is another asset class is where one should consider owning into 2024 and 2025. Especially as currencies potentially weaken and more and more government debt build's up in our communities, municipalities and countries further. When counties decide to print money by way of a click of a button it creates inflationary periods and weakens currencies further and reduces our purchasing power. Just Argentina or Venezuela or in Mexico in the late 90's how that worked out. Well it didn't work out well after printing and printing and pilling up debts. Then the currencies collapsed and government's added more zeros to their paper dollar and what you had in the bank became watered down with this decrease of purchasing power.

Allocating some capital into small business cash flow is a new trend that will continue to grow and safeguard your wealth further. Here at Top Shelf Franchising we have over 110 options to choose from coast to coast in Canada. We are a company designed to present you options so you can get into business or diversify into another business.

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What's Trending? Businesses With Cash Flow & Hard Assets/Safe Haven's With the recent turmoil in stocks correcting and swinging around like a yo yo in a kids playground. Individuals & smart money investors are seeking out hard assets/ small businesses & franchises with cash flow. I receive hundreds a calls a month from buyers looking for cash flow and focused on hard assets. This sounds like a solid simple plan of attack and is working for a select group of smart money investors. Safe haven demand is at the highest level in a very long time. No one knows what will happen tomorrow or next month with the market or economy so why not take control your own future this way. If you are looking to diversify away from financial instruments and be in the drivers seat of your hard earned work. Why not start a side hustle? Or partner up to buy a franchise business in a great location? Or add onto your existing business portfolio and purchase another business. This I am seeing a demand in calls & especially over the past 6 months. I am a big fan of physical bullion gold and silver and have invested a great deal in this space over the past 5 years and returns are there. Here is a chart of Gold 5 year and one year as of MSN money app in USD funds. Gold Per Ounce 3405 USD ‎+81.80 (‎+2.46%) Today USD PAST YEAR • AS OF MAY 6, 10:05 A.M. EDT ‎+1,073.20 (‎+46.04%) USD PAST 5 YEARS • AS OF MAY 6, 10:06 A.M. EDT ‎+1,659.10 (‎+94.98%) USD While the S +P index YTD to date is seeing a loss YTD YTD • AS OF MAY 6, 10:06 A.M. EDT ‎-282.47 (‎-4.80%) 33.40 Silver Per Ounce ‎+0.90 (‎+2.76%) Today USD PAST YEAR • AS OF MAY 6, 10:01 A.M. EDT ‎+5.99 (‎+21.89%) USD YTD • AS OF MAY 6, 10:02 A.M. EDT ‎+4.12 (‎+14.08%) This type of hard physical asset is yours only and holds no counter party risk. It is recommended to have safe storage in higher amounts & can always be sold and turned into a fiat currency anytime you wish. It's a flight for safety and a safe haven, and is working as world fiat dollars de-value with inflation chewing away slowly at it. One suggestion is to not do what everyone else does. In fact you may want to look at the opposite first. Then do your own due diligence. While I do not give out financial advice you are welcome to speak with your advisor who most likely will not talk about gold or silver or investing into a small business and will push there financials instruments so they can obtain a fee from there bank. So it is important to talk to many others in different fields. Try not to trust one source to park your cash or plan your retirement. It's just too risky to let it all ride on whim of a financial instrument and hope it keeps going up. As there is nothing better than controlling your own destiny in life. Master your own destiny is the way to go and work for it and build it they will come.